Planning

Financial planning can be overwhelming, but there's only six variables you can actually control.

There are 12 questions you should be able to answer about your financial life.

Personal finance is pretty simple. If you save 20% of your income, have proper liquidity, carry basic insurance (home, auto, liability, life, disability), and invest your long-term money in a low-cost diversified index fund (and don’t sell), you’ll probably be just fine.

Clients want to know what they need to do next. But what does that actually mean? What do they actually care about? How do you identify those items? And most importantly, how do you communicate it with them?